Saturday, June 16, 2007
Moving Out of My Apartment Early
From Yahoo User
I am moving out of my apartment early and they are reporting me to a collection agency does this mean that I wont be able to buy a new car or get a credit card or will it just look bad when I try and rent another place.
AFS Answer
First, you need to talk to your leasing manager and let them know why you decide to break your lease. There is a new lodging law that permits the landlord to charge only for time the apartment remains vacant after you move out.
Collection accounts have the same impact on your credit score regardless of their nature. They can prevent you from getting the best interest rate on big-ticket items like a home loan or a car note or getting approved for an unsecured credit. As far as renting another apartment, you will experience the least amount trouble in that area because potential landlords look for eviction mark on your credit report.
http://www.americafinancialsolutions.com/
Get Help with Credit repair from AFS
1-800-613-6902
I am moving out of my apartment early and they are reporting me to a collection agency does this mean that I wont be able to buy a new car or get a credit card or will it just look bad when I try and rent another place.
AFS Answer
First, you need to talk to your leasing manager and let them know why you decide to break your lease. There is a new lodging law that permits the landlord to charge only for time the apartment remains vacant after you move out.
Collection accounts have the same impact on your credit score regardless of their nature. They can prevent you from getting the best interest rate on big-ticket items like a home loan or a car note or getting approved for an unsecured credit. As far as renting another apartment, you will experience the least amount trouble in that area because potential landlords look for eviction mark on your credit report.
http://www.americafinancialsolutions.com/
Get Help with Credit repair from AFS
1-800-613-6902
Labels: AFS can fix your bad credit, bad credit, bad debt, Bankruptcy, credit repair, credit report, FICO score
Friday, June 15, 2007
Bad Credit?
From Yahoo User!!!
Bad Credit?
I'm from the US and have bad credit. I'm unable to pay it at the moment due to my financial crisis. (My brother and I had to use several credit cards to pay bills when my father was hospitalized. Trust me, you don't think twice when your loved one is in critical condition.) If I were to move to another country, say Australia, would my bad credit follow me or would I start fresh? Keep in mind that I'm not trying to run away from my debt, but I do have the opportunity to attend college there to finally reach my educational and eventually my financial goals. Thanks and please no smart remarks.
AFS’ Answer
Based on your situation, you need to stay away from any type of bankruptcy (Chapter 7 or 13). If you have revolving debts like credit cards, you can just pack your stuff and move to Australia. It is going to take you about 4 or 5 years to graduate. By the time you decide to make it back to the states, the statute of limitation on those debts will run out and will be able to use different provisions from the Fair Credit Reporting Act (FCRA) to remove those negative entries off your credit report.
http://www.americafinancialsolutions.com/
Get Help with Credit repair from AFS
1-800-613-6902
Bad Credit?
I'm from the US and have bad credit. I'm unable to pay it at the moment due to my financial crisis. (My brother and I had to use several credit cards to pay bills when my father was hospitalized. Trust me, you don't think twice when your loved one is in critical condition.) If I were to move to another country, say Australia, would my bad credit follow me or would I start fresh? Keep in mind that I'm not trying to run away from my debt, but I do have the opportunity to attend college there to finally reach my educational and eventually my financial goals. Thanks and please no smart remarks.
AFS’ Answer
Based on your situation, you need to stay away from any type of bankruptcy (Chapter 7 or 13). If you have revolving debts like credit cards, you can just pack your stuff and move to Australia. It is going to take you about 4 or 5 years to graduate. By the time you decide to make it back to the states, the statute of limitation on those debts will run out and will be able to use different provisions from the Fair Credit Reporting Act (FCRA) to remove those negative entries off your credit report.
http://www.americafinancialsolutions.com/
Get Help with Credit repair from AFS
1-800-613-6902
Labels: AFS can fix your bad credit, bad credit, credit repair, credit score, FICO score, Increase Fico score
